Clients & Processes

Chau Lai’s clientele include a broad range of business owners, highly-compensated professionals, and high-net-worth families.

Her work for her clients is impactful — both short and long-term. She advocates that a strong personal and professional financial goal alignment is every bit as critical as choosing the right investment vehicles. With a deep commitment to addressing client needs, she combines her extensive knowledge of sound financial strategies with her understanding of appropriate products to produce an integrated approach to managing her clients’ finances over the course of their lives.

BUSINESS OWNERS

Among other benefits, Chau’s process addresses effective steps you can take now.
With her guidance, clients learn how to:

• Develop an effective action plan to use your business assets and cash flow to build your personal balance sheet.
• Position your business to provide a surplus of funds to ensure that your retirement is not solely dependent upon the sale of your business. Rather, the business sale will generate extra funds to enhance your retirement lifestyle — allowing you to be in control of the timing and negotiation of the sale.
• Lay out a blueprint to successfully transition your business to your chosen successor(s).

PROFESSIONALS

Among other benefits, Chau's process addresses crucial issues and considerations.
With her guidance, clients learn how to:

• Prepare you to be financially secure to support your current lifestyle in the event of a sickness or injury which prevents you from working in your profession.
• Avoid taking any uncompensated risks in your investment and retirement portfolio —that is, more risk than your portfolio can ever return.
• Understand the difference between saving and investing, tailored to your personal goals.

FAMILIES

Among other benefits, Chau's process addresses crucial issues and considerations.
With her guidance, clients learn how to:

• Setup your estate legal documents to reflect your values. Specify how you and your spouse/partner want to be cared for in the event of incapacity or death.
• Learn how to build, protect, and enjoy lasting wealth for current and future generations.
• Evaluate the effectiveness of your advisory team—including your financial advisor, CPA, business attorney, estate planning attorney, banker—and help coordinate their efforts to best represent your interests.